Personal Finance 101 For Teens
Most adults learn money the hard way by losing it first. Your teen doesn't have to. Master budgeting, saving, investing and debt in one afternoon.
Schools teach calculus. But no one teaches them cash flow.
Budgeting, saving, investing, debt – none of it is in the school syllabus. So teens don't learn how to build a savings habit, or avoid the debt trap. We fix that gap at Alcovia.
Taught by someone who actually moves money for a living.
Mohammad Ali R.
CS @ Stanford · CSE @ IIT Bombay · Quant @ Jump Trading · Quant @ Tower Research
Stanford MS in Computer Science. IIT Bombay alum, ranked #1 in the institute, awarded the President of India Gold Medal. Has built quant models at Jump Trading and Tower Research Capital — the firms that actually move money in the markets.
MS CS, Stanford University
AI Specialization
President of India Gold Medal
IIT Bombay · Ranked #1 in Institute
JEE Advanced Rank 47
Out of 1.5M+ aspirants
Quantitative Research
Jump Trading Group · Chicago
Quantitative Research
Tower Research Capital
Graduate Research Assistant
Stanford Advanced Financial Technology Lab
What happens in the workshop?
Three phases. One afternoon. From understanding money, to growing it, to protecting it.
The Basics
Most teens have no framework for money. This phase gives them the structure – how to budget, how to prioritise, how to think about every rupee that comes in and goes out.
Saving and Investing
Starting early isn't just good advice. The math is almost astonishing. They'll see the actual numbers – what ₹5,000 a month at 15 becomes versus the same amount at 25 – and understand why the head start they have right now is worth more than they think.
Debt and the First Habit
EMIs. Credit cards. Buy-now-pay-later. They learn to read the fine print. And they leave committing to one money habit they can start today regardless of how much or how little they currently have.
I never knew an IPL owner thinks more like a banker than a cricket fan. The boardroom session completely changed how I watch the game.
We actually built an F1 team budget and had to defend every number. Nothing in school has ever felt that real.
I came in thinking aviation meant flying. Left knowing about slot trading, terminal ops, cargo revenue. There are so many ways to run an airport.
I didn't expect to actually build something live. We used AI to code the game and then deployed it — my friends could play it that same evening. That felt insane.
I always thought AI just answers questions. But how you write the prompt completely changes what comes out. That one thing changed how I use it forever.
Our mentor helped us fix the bugs and push it live. Seeing my name on an actual website I built was honestly the coolest thing I've done.
I never knew an IPL owner thinks more like a banker than a cricket fan. The boardroom session completely changed how I watch the game.
We actually built an F1 team budget and had to defend every number. Nothing in school has ever felt that real.
I came in thinking aviation meant flying. Left knowing about slot trading, terminal ops, cargo revenue. There are so many ways to run an airport.
I didn't expect to actually build something live. We used AI to code the game and then deployed it — my friends could play it that same evening. That felt insane.
I always thought AI just answers questions. But how you write the prompt completely changes what comes out. That one thing changed how I use it forever.
Our mentor helped us fix the bugs and push it live. Seeing my name on an actual website I built was honestly the coolest thing I've done.
₹3,999 per seat (Inclusive of lunch and study materials)
What they master
Financial Foundations
They can budget for any income and they learn the difference between a need, a want, and a goal. That one framework alone is worth the afternoon.
Building Wealth Early
They learn through actual numbers what investing at 14 does versus 25. And how to get started early to build generational wealth.
Debt Management & Action
They know how to spot a debt trap before it closes around them. And they leave with one financial habit they can start the same day.
Grades 8–12. Built for teens who are old enough to understand money but haven't been given any real framework for it yet. No prior financial knowledge needed, in fact, we prefer they come with none.
Three things: a working framework for budgeting, a clear picture of what compound interest does to money started now vs. later, and one concrete financial habit they commit to starting that day. Not a workbook to forget. A mindset shift they'll keep.
No. We start from zero and build fast. The workshop is designed to make everything click in one afternoon, including concepts most adults still find confusing.
Mohammad Ali R. — IIT Bombay gold medalist, Stanford MS, and a quant who has built trading models at Jump Trading and Tower Research. He doesn't just know the theory. He works with money at a level most people never get access to.
The full 4-hour hands-on workshop. Direct access to Mohammad Ali. All frameworks and study materials. Lunch. And a teen who thinks about money differently than when they walked in. No hidden charges.
Capped. We keep it small so every teen actually participates not just observes. When it fills, registration closes. We don't reopen it.
You can't go back and learn this at 15.
They still can.
A Stanford quant. Four hours. One habit that compounds for decades. Seats are limited and filling fast.
Access fee — no hidden charges
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